How the Commission Index works
A score summarizes relevance to advisor income. It is evidence-based editorial triage, not a supplier rating or endorsement.
The formula
Index score = Income impact × 40% + Urgency × 25% + Market reach × 20% + Confidence × 15%. Each factor is rated from zero to ten before weighting. The final score is shown out of ten.
Income impact · 40%
The plausible effect on commission, incentive earnings, clawbacks, unrecovered payments or direct servicing cost. Published scores use documented terms; unpublished agency overrides are not assumed.
Urgency · 25%
The speed with which an advisor must act to earn, protect or recover income. A short claim window scores higher than a standing benefit.
Market reach · 20%
The proportion of US and Canadian advisors, agencies and active client files likely to be affected.
Confidence · 15%
The clarity of the terms and the strength of the evidence. Official supplier material carries the most weight; corroborated trade reporting can resolve ambiguity.
Updates and corrections
Scores may change when terms, deadlines or evidence change. The verification date identifies the evidence set used for the displayed score. Material corrections follow our corrections policy.